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Samuel T. Winward, LUTCF, CLTC is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Utah and Idaho. No insurance business may be conducted outside these states referenced.

Samuel T. Winward, LUTCF, CLTC is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the states of Utah and Idaho. No offers may be made or accepted from any resident outside the specific states referenced.

Samuel T. Winward, LUTCF, CLTC is also separately registered as an investment adviser representative with Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of Utah and Idaho. As such, these services are strictly intended for individuals residing in the specific states referenced.

NYLIFE Securities LLC and Eagle Strategies LLC are New York Life companies.

Winward Financial Insurance & Investments LLC is not owned or operated by Eagle Strategies LLC or NYLIFE Securities LLC or any of their affiliates.